RBI, Maldives Monetary Authority sign MoU to promote local currency trade

The Reserve Bank of India (RBI) and the Maldives Monetary Authority (MMA) formalised an important step towards enhancing bilateral financial cooperation by signing a Memorandum of Understanding (MoU) in Mumbai on November 21, 2024.

The agreement outlines a framework to encourage the use of local currencies—the Indian Rupee (INR) and the Maldivian Rufiyaa (MVR)—for a wide range of cross-border transactions.

Under this framework, exporters and importers from both nations will have the option to invoice and settle trade in their respective domestic currencies. The scope of transactions includes current account dealings, such as trade in goods and services, as well as permissible capital account transactions.

Also read: Why Maldives went from hating India to accepting its help in just a year

The arrangement also provides for the inclusion of other economic and financial activities as mutually agreed upon by both countries.

This initiative aims to simplify and optimise transaction processes by reducing dependency on third-party currencies, thereby cutting costs and settlement times. It is also expected to contribute to the establishment of trading in the INR-MVR currency pair within the foreign exchange market.

Commenting on the development, the RBI stated that the agreement reflects a shared commitment to fostering closer economic collaboration between India and the Maldives. Governor Shaktikanta Das of the RBI and Governor Ahmed Munawar of the MMA signed the MoU, reinforcing the commitment of both central banks to strengthening the economic relationship.

The RBI emphasised that this strategic initiative is aligned with its broader efforts to bolster India’s financial connectivity with key regional partners, supporting sustainable economic growth and integration within the South Asian region.

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